The market is red, prices are dropping, and fear is everywhere. For most people, this feels like a signal to step back. For me, it’s the opposite. This is where I start paying closer attention. As i write this , the S&P 500 is down 5% for the month, and sentiments have been shifting fast. Sell-offs don’t destroy opportunity — they create it. When prices drop, the value of strong companies doesn’t suddenly disappear. What actually happens is simple: those same assets become ch

Cash and Credit and how it affects our success.